Financial capability
for every worker.
For the people who've always been left out.

We bring the financial decision-making systems of the wealthy to the people who need them most — delivered live, in English and Spanish, inside the institutions where they work.

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$183B
lost annually by U.S. employers to financial stress — in productivity alone, before absenteeism or turnover.
BrightPlan Wellness Barometer, 2024
Elisabeth Anton, Founder of P2P
Elisabeth Anton, MBA/MA
Founder & Principal, P2P

Financial stress doesn't stay at the door.

It follows your employees onto the floor, into meetings, and through every shift. The data is unambiguous — and so is the cost.

7 hrs
Lost every week
The average employee spends more than 7 hours per week managing financial stress — during work hours.
BrightPlan, 2024
40%
Of turnover
Financial stress is responsible for 40% of employee turnover in the United States.
Wellhub, 2025
5×
More distracted
Financially stressed employees are nearly 5× more likely to be distracted at work.
PwC Employee Financial Wellness Survey

What P2P delivers

P2P — Plan 2 Prosper — is a financial capability framework for the workforce. Not a platform. Not a one-time workshop. A live, cohort-based program that gives employees the decision-making systems to manage their financial lives — and show up differently at work.

🏛

Financial Clarity

Employees gain a coherent framework for how financial decisions connect — across cash flow, debt, investing, retirement, and estate planning.

👤

Personal Confidence

Money is emotional. P2P creates a safe, non-judgmental space where employees can engage honestly with their real financial situation.

👥

Workforce Stability

Financially capable employees are more present, more productive, and more committed. That's a measurable return for your organization.

The ROI case for P2P

Three independent drivers — any one alone justifies the investment.

Driver 1
Absenteeism
Financially stressed employees miss twice as many days per year as unstressed peers.TIAA Institute / WebMD, 2026
P2P recovers 2 days/employee/year. Avg. daily wage: $300. 20-person cohort.
$12,000/year Break-even on absenteeism alone — before any other benefit
Driver 2
Productivity
Employees spend more than 7 hours per week managing financial stress at work.BrightPlan Wellness Barometer, 2024
P2P recovers 1 hr/week per employee. Avg. wage: $25/hr. 50 working weeks.
$25,000/year Program pays for itself in under 6 months
Driver 3
Turnover
Financial stress drives 40% of U.S. employee turnover. Replacing one employee costs 50–200% of salary.Wellhub Return on Wellbeing, 2025
P2P prevents 1 departure in a 20-person cohort over 2 years. Avg. salary: $40,000.
$20K – $80K One prevented departure pays for multiple full program cohorts

The question is not whether P2P pays for itself. It is how quickly.

Three life stages. One framework.

P2P meets employees where they are — financially, not just by age. Each cohort is structured around the real questions employees face at that stage of their working lives.

Life Stage I
BUILD
Foundations, fluency, and financial confidence
For early & mid-career employees
"How does money work — and where do I start?"
Conscious spending, debt, credit, investing basics, retirement foundations, insurance, estate basics

12 sessions × 90 minutes
Life Stage II
ALIGN
Strategy, trade-offs, and financial alignment
For mid-career, mid-life employees
"Given my constraints, what do I prioritize?"
Cash flow under pressure, leverage, investing strategy, pre-retirement planning, risk management, estate decisions

12 sessions × 90 minutes
Life Stage III
LEGACY
Distribution, longevity, and financial control
For employees approaching retirement
"Given what I have, what must I decide — and when?"
Retirement income, Social Security, Medicare, withdrawal strategy, RMDs, estate planning, longevity risk

12 sessions × 90 minutes
Elisabeth Anton

About Elisabeth Anton

Yale University — BA Wharton — MBA/MA Native English & Spanish Speaker CFP Candidate

Elisabeth Anton was born in the South Bronx in an immigrant household — Cuban, Puerto Rican, and Ecuadorian — where money was managed with discipline and sacrifice, but without access to formal financial planning systems.

"My grandparents saved in tin coffee cans. I spent my career learning why that happens, where the gap exists — and building the system to close it."

She went on to earn an MBA from Wharton and a BA from Yale, spent years advising ultra-high-net-worth families, and then devoted herself to teaching personal finance to working adults. She built P2P to bring the same financial decision-making systems to the people who need them most.

Elisabeth delivers every P2P program in English, Spanish, and — where needed — Portuguese. She understands this community because she comes from it.

What people are saying

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Currently partnering with select institutions across Connecticut in healthcare, manufacturing, and municipal government.

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Get the full guide — ROI data, value proposition, competitive landscape, and program overview. We'll send it directly to you.

We'll send the guide personally within 24 hours. No automated emails. No spam. Just a direct note from Elisabeth.